About Ryan Daly

 

Ryan Daly is a Senior Loan Executive based in Charlotte, representing Apply With Daly, powered by Edge Home Finance. With more than 20 years in the mortgage industry, Ryan brings deep technical knowledge, real-world perspective, and steady leadership to one of the most important financial decisions his clients will ever make.

Originally from Florida and a graduate of Florida State University, Ryan has been originating mortgages since 2003. Over multiple market cycles, including major downturns and historically volatile rate environments, he has built a reputation for helping responsible clients navigate complex financial decisions with clarity and confidence.

Ryan does not believe in one-size-fits-all lending. His approach is direct, strategic, and accountable. Whether working with high-earning professionals, business owners, investors, or families purchasing a first or next home, his role remains the same: provide a clear roadmap and execute it cleanly. He is especially known for taking on situations that require experience and precision, not shortcuts.

For Ryan, each mortgage is more than a transaction. It is a long-term relationship built on trust, honesty, and follow-through. That commitment has earned him the Five Star Professional Award annually since 2015 and, more importantly, lasting relationships with clients who return and refer across generations.

Outside of work, Ryan is a proud father who enjoys spending time with his children on the soccer field and basketball court. He is also committed to giving back to the community, including organizing events that recognize and appreciate local teachers.

In today’s financial landscape, experience and judgment matter. Ryan and his team are focused on delivering thoughtful, well-structured mortgage solutions that allow clients to move forward with confidence, regardless of complexity.

Thank you for taking the time to learn more about Ryan. He looks forward to supporting you in your mortgage journey.